Speeding up the relief of real estate and ensuring the delivery of buildings, these cities held a special meeting

  The actions of actively bailing out real estate in various places are still going on. In addition to the deepening of urban policies, the actions of local governments to co-ordinate the deployment of Baojiao Building are gradually increasing.

  On August 15th, Ma Yujun, Deputy Secretary of the Municipal Party Committee and Mayor of Shijiazhuang City, Hebei Province, investigated and inspected real estate projects and presided over a symposium on the stable and healthy development of the city’s real estate market. At least five real estate enterprises and two banks attended the meeting. Prior to this, Ningbo, Zhejiang, Hefei, Anhui, and Xianyang, Shaanxi also held similar forums for housing enterprises. One of the core contents of the meeting was "Baojiaolou".

  Since July, some owners of "uncompleted residential flats" have cut off their supply and the data of the property market have continued to decline, and the market’s expectations for the real estate relief policy are getting stronger and stronger. After Politburo meeting of the Chinese Communist Party explicitly proposed to guarantee the delivery of the flats at the end of July and stressed the responsibility of compacting local governments, the pace of active relief in various places has also accelerated.

  What did the housing enterprise symposium "talk about"?

  At 9 o’clock on the evening of the 15th, WeChat official account’s WeChat "Shijiazhuang Release" under the Propaganda Department of Shijiazhuang Municipal Committee pushed an important message, which may be of particular concern to local citizens who bought faster houses.

  The article shows that Ma Yujun investigated and inspected a number of real estate projects on the same day, including Yunshufu, Gaoying International, Heshifu, Changyue House, Spruce Valley, Zhongmei Covered Bridge, etc. Some of these projects are under construction, some are being sold to the outside world, and some are at a standstill.

  After understanding the basic situation and construction progress of the project, Ma Yujun had an exchange discussion with relevant district governments, municipal departments and real estate enterprises, covering the existing problems, solutions and future development.

  On the same day, Ma Yujun also hosted a symposium for real estate enterprises. The real estate enterprises that attended the meeting and made speeches included China Shipping Real Estate, MCC Mingguan, Hebei Poly Development, Shijiazhuang Vanke, and Rong Sheng, Hebei Province. The speeches mainly focused on the actual situation of each family and constructive suggestions for the healthy and orderly development of the real estate industry. In addition, the two participating banks also made speeches on real estate financial policies and related measures to support the stable and healthy development of the real estate market in the next step.

  This is not the first city to hold a symposium on housing enterprises. Since July, several cities including Ningbo, Zhejiang, Hefei, Anhui and Xianyang, Shaanxi have held similar meetings. A big background of this phenomenon is that since the end of June and the beginning of July, the owners of "uncompleted residential flats" in many places across the country have jointly launched the action of stopping supply, hoping that those properties that have been suspended for a long time or temporarily can resume work and hand over the house as soon as possible.

  On July 28th, Politburo meeting of the Chinese Communist Party also explicitly mentioned "ensuring the delivery of buildings and stabilizing people’s livelihood". On the basis of insisting on housing and not speculating, it emphasized the responsibility of compacting local governments and encouraged local governments to make full use of the policy toolbox because of the city’s policy.

  Specifically, the host of local symposiums is mainly the Housing and Construction Bureau, and the main line of content is Baojiaolou.

  For example, on July 19th, Xianyang Housing and Urban-Rural Development Bureau organized a collective interview meeting for some housing enterprises to urge them to strengthen their management, shoulder their social responsibilities, try to resolve conflicts, do a good job in prevention and early warning, plan ahead, and speed up the construction progress and strive to deliver the house on schedule while ensuring the quality and quantity of the projects under construction. At the same time, the meeting stressed that housing enterprises should take the initiative, not wait and rely, and try their best to solve the urgent needs of the masses.

  On July 18th, the previous day, the Ningbo Housing and Construction Bureau also announced that recently, the Real Estate Market Supervision Department of the Bureau and the Housing Management Center convened six new Ningbo housing enterprises, including Weixing and Changzhu, to hold a symposium on real estate policy exchange and publicize the real estate industry policy.

  At the meeting, Ningbo Housing and Urban-Rural Development Bureau, while interpreting and publicizing the relief policies such as pre-sale, full renovation, fund supervision and real estate regulation in the city, kept abreast of the investment plans and development progress of seven projects developed by six housing enterprises, and listened to the business conditions of various enterprises and suggestions for industry development.

  Just recently, Hefei, Anhui received high attention because 17 real estate developers jointly wrote to the government, and then the government also held a special meeting, but the content was slightly "special".

  In a Report on Solving Difficulties by Requesting to Maintain the Business Environment and Enhance the Investment Confidence of Housing Enterprises stamped with the official seals of 17 housing enterprises, 17 housing enterprises, including Longhu, Xuhui and Sunac, as well as Poly, Gezhouba and Greentown, collectively complained to the Hefei Municipal Government, saying that they were faced with some unreasonable group customer complaints and house troubles, and there may be professional house troubles behind them, so please ask the competent government departments to give them a hand.

  On the morning of August 13th, Yu Aihua, member of the Standing Committee of Anhui Provincial Party Committee and secretary of Hefei Municipal Party Committee, presided over a special meeting on the governance of real estate problems in the whole city, stressing that we should not only attach great importance to the problems reflected by the masses, but also try our best to solve the problems encountered by enterprises and do everything possible to "ensure the delivery of buildings and stabilize people’s livelihood". For the unreasonable demands of a very small number of property buyers, it is necessary to strengthen communication, explanation, education and guidance. If there are violations of laws and regulations, they should also be dealt with according to the law. At the same time, it is said that developers, construction enterprises and supervision units should strengthen credit management and set up special classes to curb the occurrence of incremental problems.

  Scheme: One-on-one guarantee of building delivery, strengthening supervision of pre-sale funds.

  In the eyes of the industry, the discussion is only the first step to solve the problem, and a series of policies for Baojiaolou will be introduced in subsequent places. Especially when the macro-economy is under pressure and land revenue accounts for a large proportion of local finance, the pace of local government’s bail-out of housing enterprises will accelerate.

  In fact, in addition to housing enterprises’ symposiums and real estate symposiums, a series of real estate-related documents have been published intensively in various places recently. From the content point of view, in addition to the 10 billion yuan special fund for real estate relief initiated by Zhengzhou, most policies focus on one-on-one supervision by government leaders and strengthening supervision of pre-sale funds.

  "Stabilizing the economic market is the primary and urgent task of economic work at present and in the next stage. Among them, promoting the healthy, stable and orderly development of real estate is an important aspect. " Ma Yujun proposed at the latest symposium held in Shijiazhuang that the real estate policy should be further rationalized and improved according to the actual situation of the city, and housing enterprises should be promoted to speed up construction. In terms of specific requirements, relevant departments at all levels should continue to increase the promotion of uncompleted residential flats, compact the responsibility chain, increase coordination, and keep an eye on the time node; Properly handle the remaining problems and speed up the solution of problems such as "difficulty in obtaining a permit" and "difficulty in moving in"; Strengthen supervision and monitoring of development projects and strengthen source and process management. At the same time, it is necessary to strengthen the supervision of pre-sale funds of commercial housing, ensure the closed-loop management and use of funds, and keep the bottom line of systemic risks.

  For the supervision work of relevant departments, there have been "one-on-one" requirements in many places. For example, at the symposium organized by Xianyang Housing and Construction Bureau, a one-on-one assistance policy was established, that is, a department helped an enterprise to promote the early solution of the problem; The Housing and Construction Bureau of Suining, Sichuan Province also instructed all jurisdictions to carry out the linkage work between housing enterprises and real estate projects. By combing and arranging, 83 real estate development projects under construction and to be built were included in the linkage scope, and each project was linked "one-on-one" by a county (city, district) and a county-level leader of a municipal park, and at the same time, a contact person in the jurisdiction was identified; Mianning County, Liangshan, Sichuan Province, in the Notice on Measures to Promote the Stable and Healthy Development of the Real Estate Market, mentioned the mechanism of "one plate, one policy and one leadership" for the problems left over by real estate development projects (for problem buildings).

  According to the news released by Huzhou, the Office of the Joint Conference on the Stable and Healthy Development of the Real Estate Market in Huzhou City, Zhejiang Province issued the Notice on Continuously Promoting the Stable and Healthy Development of the Real Estate in our City on August 15th, which mentioned that state-owned enterprises are encouraged to purchase the unsalable houses of difficult real estate enterprises as housing for resettlement.

  In view of the storm of supply interruption since July and the phenomenon of "early repayment of mortgage" hotly discussed by buyers, many places have further strengthened the supervision system of pre-sale funds, and even held special bank symposiums on supervision of pre-sale funds, involving Cangzhou, Hebei, Jiujiang, Jiangxi, Changsha, Hunan, Dongguan, Guangdong, Jiangmen, Jiangsu, etc.

  Judging from the latest real estate data released by the National Bureau of Statistics, the current situation is still not optimistic. From January to July this year, the national real estate development investment was 7,946.2 billion yuan, down 6.4% year-on-year; The sales area of commercial housing was 781.78 million square meters, a year-on-year decrease of 23.1%; The sales of commercial housing was 7,576.3 billion yuan, down 28.8% year-on-year; The land purchase area was 45.46 million square meters, a year-on-year decrease of 48.1%. Among them, the sales and investment scale of new houses in July decreased by 16% and 14% respectively compared with May, and the year-on-year decline also expanded.

  Fu Linghui, spokesperson of the National Bureau of Statistics, said that since the beginning of this year, the real estate market as a whole has shown a downward trend, and because of the large scale, long chain and wide coverage of the industry, it has a great impact on economic growth and social livelihood. However, since the beginning of this year, all localities have insisted on housing and housing, supported rigid and improved reasonable housing demand, and introduced a number of policies to stabilize the real estate market. The overall downward trend of the real estate market has slowed down.

  Huang Hongwei, a macro analyst of Caixin Securities, believes that with the Zhengzhou municipal government promoting the landing of the bail-out fund and China Huarong and other financial institutions participating in the bail-out, relevant departments, financial institutions and local governments will follow up quickly, and Baojiaolou will also become an important policy direction for stabilizing the economy in the second half of the year.

  Judging from recent market news, the supervision of liquidity support measures for high-quality private housing enterprises is also expected to be further deepened. At present, in addition to Longhu’s expected syndicated loan of HK$ 3.5 billion, the market also has higher expectations for the bond issuance method of "China Credit Increase+State-owned Enterprises".

New energy vehicles will have "exclusive ID cards"! Special number plates will be fully promoted.

  Cctv newsAccording to the latest statistics of the Traffic Management Bureau of the Ministry of Public Security, up to now, there are more than 1 million new energy vehicles in China. The Ministry of Public Security announced today that it will promote the application of special number plates for new energy vehicles nationwide.

New energy vehicle number plate "appearance"

New energy vehicle number plate "appearance"

  Since December 1, 2016, five cities in Shanghai, Nanjing, Wuxi, Jinan and Shenzhen have taken the lead in piloting the special number plates for new energy vehicles. At present, 76,000 special number plates for new energy vehicles have been issued in five pilot cities. According to the unified arrangement of the Ministry of Public Security, starting from November 2017, 10 cities in Baoding, Hebei, Changchun, Jilin, Fuzhou, Fujian, Qingdao, Henan, Zhengzhou, Zhongshan, Guangdong, Liuzhou, Chongqing, Chengdu, Sichuan and Kunming, Yunnan will be added with new license plates; In the first half of 2018, it was fully opened in all cities across the country.

  All newly registered new energy vehicles are issued with new license plates.

  After the new license plate is put into use, all new license plates will be issued to those who register and transfer new energy vehicles. Car owners can go directly to the public security traffic management department for registration, or pre-select the license plate number through the Internet traffic safety integrated service management platform or the "Traffic Management 12123" mobile APP, and then go to the public security traffic management department for registration. When selecting the number, you can choose one from 50 automatically by computer, or determine the number plate according to the coding rules.

  Voluntary renewal of new license plates for new energy vehicles.

  For new energy vehicles that have been registered before, the owner can choose to use the original number plate or renew a new number plate according to his own situation.

Wang Qiang, Deputy Director of Traffic Management Bureau of Ministry of Public Security.

Wang Qiang, Deputy Director of Traffic Management Bureau of Ministry of Public Security.

  Wang Qiang, Deputy Director of Traffic Management Bureau of Ministry of Public Security.We adopt the principle of voluntariness. You can choose to change the license plate, exchange it for a new license plate or get a license plate. You can go directly to the vehicle management office, or log on to our integrated Internet service platform. Here we provide an appointment network service. You can choose the online store to make an appointment and where to get the relevant renewal. However, those transferred from other places will be automatically given new energy license plates.

  For those who choose to continue to use ordinary car number plates, the public security traffic management department will also conduct differentiated management through the information system, which will not affect the owners’ enjoyment of preferential policies for traffic management of new energy vehicles.

  In order to facilitate the people to apply for and install new license plates, the public security traffic management department will add a green channel or special window for the registration of new energy vehicles, set up on-site production points for license plates, and provide free license plate installation services to meet the requirements of the people to the greatest extent. Local public security organs, together with relevant departments and units, have also done a good job in upgrading and adjusting related systems such as tax collection, insurance purchase, fine payment, vehicle inspection, highway charges and parking charges, and implemented differentiated convenience policies such as "unlimited access" for new energy vehicles.

  Special license plate style for new energy vehicles

  The special number plates for new energy vehicles are divided into small-scale new energy vehicles and large-scale new energy vehicles, in which the special number plates for small-scale new energy vehicles are gradually green and the special number plates for large-scale new energy vehicles are yellow-green double-color.

Special license plate style for new energy vehicles

Special license plate style for new energy vehicles

  Compared with the existing ordinary car number plate, the new energy car number plate is added with a special logo, and the overall logo is green, which means electric and new energy. The right side of the green circle is an electric plug pattern, and the color part on the left side is similar to the English letter "E".

  In terms of the number of license plates, the number of special license plates for new energy vehicles has been upgraded from 5 to 6, and the capacity of license plates has increased after upgrading, which can meet the arrangement needs of "using fewer letters and using more numbers".

  In order to better implement the national new energy vehicle industry development and differentiated management policy, the special number plates for new energy vehicles are managed in sections according to different vehicle types. Small new energy vehicles will use letters at the first place of the number plate, while the special number plate for large new energy vehicles will use letters at the last place. At present, the letters are D and F. D stands for pure electric new energy vehicles and F stands for non-pure electric new energy vehicles.

  In order to improve the anti-counterfeiting performance, the special number plate for new energy vehicles also uses anti-counterfeiting technologies such as two-dimensional bar code, anti-counterfeiting shading and laser pattern.

How to choose the main dish of the group annual banquet? Hotel chef’s statement

Jimu journalist Liu Wei

It is the New Year, and a warm and delicious group dinner is an important ceremony that many families look forward to.

The reporter learned that all hotels in Wuhan have carefully planned and launched the chef’s specialty as the main dish of the New Year banquet. How to choose the menu for the group annual banquet? A journalist interviewed two high-quality hotels in Jiangnan and Jiangbei, and asked the chef to teach you to order the most satisfactory special dishes.

Shangri-La: Chefs Join Hands to Think Ingeniously.

On the evening of January 13th, Shangri-La Hotel, Wuhan, held the Spring Festival Tasting Meeting of "Seeking Fragrant Palace, Banqueting with Friends", a private chef’s banquet, which was cooked by master Xu Zhenfang, a master of Chu cuisine, and jointly created by chefs of Cantonese cuisine and Huaiyang cuisine, won unanimous praise from the guests.

The dinner started with a crisp and refreshing four-disc Spring Festival. Then, the executive chef of the hotel led the catering service team, and served a taste of the "Hongyun skinned suckling pig" on behalf of the prosperous lucky strike. The suckling pig’s skin was crisp and oily, and the outside was crisp and tender, fat but not greasy. As the main theme of "taste of the year", it is convincing.

The music of the guqin sounded, and the girl dressed in Hanfu served "seven orifices and exquisite lotus root ribs soup", which can not help but remind people of Su Shi’s "lotus root with red hands in an ice bowl, lotus root with red hands in an ice bowl, long lotus root and long filament lotus root with a smile". Especially the lotus shape made of fish balls and green beans, floating in the soup, fresh and lovely.

Wudang Hericium erinaceus, Danjiangkou Zuiguai, Liaoshen Dongpo pork, authentic Hongshan caitai, and Daimeng Tiger Head Bao … all classic dishes make guests feel the classic taste in traditional memory, and marvel at the new taste bud experience of combining creativity and ingenuity. In addition, the hotel also caters for different dishes, with different tastes of wine, Year of the Tiger brewed white wine and other customized drinks, which makes people feel the charm of wine and food.

According to reports, in addition to the special dishes carefully prepared by Star Chef, Wuhan Shangri-La Store also selected several New Year’s products, including zodiac wine, fragrant white wine, Buddha jumping wall gift box and seafood gift package. In response to the demand of Chinese New Year in Han Dynasty, the hotel also launched a convenient and safe New Year’s Eve takeaway package, semi-finished prefabricated dishes and so on.

Bright and beautiful: the main specialty of Hunan and Hubei

If you want to eat authentic hubei cuisine or special Hunan cuisine, Renaissance Wuhan Guangming Hotel in Xu Dong, Wuchang is a good choice.

It is understood that Master Peng Jian of the Wanlixuan Chinese Restaurant on the second floor of the hotel has many years of cooking experience. He has visited the source of food many times, tasted local flavors and exchanged food culture. At the same time, he kept innovating while following the essence of traditional cooking, bringing diners taste and visual enjoyment. The five Wanli Year of the Tiger family dinners created by Master Peng are most worth looking forward to, which are the surprise experience brought by the special Hubei cuisine and authentic Hunan cuisine.

Slow fire is a long transformation. For modern people, this long-awaited brewing is the best inheritance of food culture. According to reports, the mutton of the main dish "Red Stewed East Goat with Golden Bamboo Shoots" is hot, and the bamboo shoots are slightly cold. The two are both adjustable and moderate. The richness of mutton blends with the fragrance of bamboo shoots, which forms a huge contrast in taste, but it is also impeccable.

Another casserole sauce fish head king, rich in sauce, salty and sweet. The fish head with thick juice and thick taste is slowly stewed with low fire, and the sauce flavor and meat flavor are perfectly integrated. The soup tastes mellow and thick, and the fish head meat is tender, fresh but not fishy, fat but not greasy, which is worth recommending.

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How does technology reshape the new format of financial services? KPMG China summarized these nine trends.

At present, the rapid penetration of a new generation of information technology in various industries is the general trend, and the financial industry is the most important. Financial services have gradually evolved in the innovation and development of financial technology, which has opened a new situation of digital transformation and gradually become a new engine to promote the transformation and upgrading of the whole industry and the whole industrial chain.
The newly released KPMG China Double 50 list of financial technology enterprises in 2023 and the annual trend report integrate the industry empowerment resources, sort out the strategic advantages of special fields, and emphasize the development trend of inclusive finance from "integration of numbers and reality" to "symbiosis of numbers and reality", which provides multi-faceted reference and support for the prosperity of China’s financial technology industry and promotes the construction of China’s financial technology ecosystem.
Huang Aizhou, managing partner of KPMG China Financial Technology, said that in the process of digital transformation of the financial industry, there are unique advantages compared with other industries in the three pillars: algorithm, computing power and data, which are needed for the vertical model of the industry to land. Among them, the data determines the intelligent scope of the big model, and the financial industry has mastered a large number of historical data and written materials, which provides natural convenience for the development of the big model of the industry; Financial technology enterprises have also formed their own unique solutions in the process of financial digitalization and intelligence in terms of algorithms and computing power. It is expected that as the bottom big model changes from increment to stock stage, fighting for quality and landing will become the focus of competition, and the competitive advantage of enterprises on the reasoning side of the force model will be further revealed.
The report analyzes and summarizes the listed enterprises in five dimensions: professional field, city and region, main technical elements, proportion of technical personnel and establishment time.
In addition, the report also introduces in detail the development trend and future development layout of financial technology in 2023.
Trend 1: The development of financial macro-model will have a far-reaching impact on the paradigm of financial technology industry (annual trend). In the era of mobile Internet, China’s financial technology has made numerous innovations in mobile payment, digital credit and other fields, leading the world. Domestic manufacturers are actively developing the layout of large financial models, and relevant enterprises need to build competitive advantages by "having data" and "understanding scenarios". The wide application of the future financial big model will have a subversive impact on the current industry paradigm in the following aspects: the change of AI cognition and concept, reshaping customer service process and experience, improving risk management, improving financial service efficiency and innovating financial business forms.
Trend 2: Science and technology investment pays more attention to output energy efficiency, and peer-to-peer science and technology output changes to ecological empowerment mode (integrated financial technology). Comprehensive financial technology enterprises actively embrace the new round of scientific and technological development opportunities brought by the big model by virtue of their scientific and technological advantages and innate financial industry genes. On the one hand, we continue to increase investment in science and technology, but pay more attention to business orientation and precise focus in objectives and methods; On the other hand, it continues to export scientific and technological capabilities to its peers, and the service direction has changed from traditional technical empowerment to all-round ecological empowerment.
Trend 3: AI helps to innovate wealth management, and the core system of the organization is autonomous and accelerated (wealth technology). Since the end of 2022, the explosive development of AIGC has brought great imagination to the financial industry. Wealth technology companies apply their accumulated data and experience in the field of AI application to the training of financial big models, providing support for wealth management business scenarios such as investment, research and marketing. It is expected that with the maturity of AIGC technology, wealth management institutions will explore more application scenarios of the big model to improve efficiency and service upgrade; At the same time, AIGC still needs to be cautious in providing investment advice to customers directly, due to unclear relevant supervision and data security and data privacy issues. On the other hand, wealth technology enterprises actively provide the latest technical solutions for large and medium-sized wealth management institutions, and gradually improve the efficiency, stability and autonomy of the core system through the modularization and decentralization of distributed technology.
Trend 4: Insurance technology has evolved into risk reduction management, and the service boundary (insurance technology) has been continuously expanded in combination with industrial upgrading. At present, the principle of risk management in insurance industry has gradually evolved from equal risk management to risk reduction management. On the one hand, relying on the wide application of new technologies, insurance technology companies will transform the original uninsurable risks into insurable risks, and relax the original restrictive underwriting conditions to comprehensive underwriting, which will create a broader insurance market space. On the other hand, technology no longer depends on insurance, but penetrates into the development process of all walks of life, and in the process of development, new risk management demands are derived, and the service boundary of insurance technology is continuously expanded by combining with industrial upgrading.
Trend 5: Digital symbiosis and digital platform services accelerate the development of inclusive finance (Pratt & Whitney Technology). The symbiosis of number and reality will accelerate the development of inclusive finance, thus achieving the high-quality development goals of inclusive finance, such as more popular basic financial services and more convenient financing for business entities. In addition, through the digital service platform, small and medium-sized enterprises can widely access digital resources, build digital intelligent business processes, meet the ever-changing market demand, and accelerate the digital intelligent transformation of small and medium-sized enterprises.
Trend 6: Multi-parties join hands to expand the new blue ocean of supply chain finance, and scene product innovation is emerging (supply chain technology). With the vigorous development of digital economy, the digital penetration rate of supply chain finance has gradually increased. The supply chain science and technology platform has accelerated its efforts in the scene business. It is expected that there will be more scene-based innovative products based on data credit in the future, and the traditional confirmation mode will begin to weaken. In addition, many large enterprise groups have responded to the policy call and accelerated the pace of building a supply chain platform; Financial institutions also pay more attention to cooperation with core enterprises and high-quality supply chain technology third-party platforms.
Trend 7: Mobile payment innovation scenario application, cross-border payment opens up a new chapter in the sea (payment technology). From the C side, the third-party payment platform expands its business by exploring new scenes and product innovation; From the B side, the mobile payment platform is empowered based on the payment function and provides integrated services. In addition, the cross-border payment platform not only provides payment services for customers, but also provides services such as foreign exchange and foreign exchange risk management for enterprises, as well as services such as platform opening, global acquiring, overseas marketing and supply chain financing, so as to provide customers with comprehensive services to enhance customer stickiness.
Trend 8: Regulatory technology is expected to improve regulatory efficiency with the help of large models (regulatory technology). The rapid development of emerging technologies such as AIGC provides imagination for the development of financial supervision technology, and the development of supervision technology will increasingly rely on scientific and technological means to achieve more efficient and accurate supervision. At the same time, the development of regulatory technology will also promote financial technology innovation and empower the financial industry to deepen digital transformation.
Trend 9: A new round of development opportunities will be opened, and a big article on digital finance (platform technology empowerment) will be done with the tide. At the present stage, the trends of innovation and going out to sea are highly certain, and actions such as "data elements ×" and "high-quality development of computing infrastructure" have been steadily promoted, which coincides with the opportunity of technological change brought by the big financial model and generative AI, and is expected to drive the sustained release of China’s financial technology value, further affect the global market and help the high-quality development of digital finance.
Author: Tang Weijie
Text: Tang Weijie Photo: Information Photo Editor: Shang Hui Editor: Rong Bing
Please indicate the source when reprinting this article.
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China People’s Bank Institute of Finance held an expert seminar on related issues in the financial field.

According to official website, the central bank, recently, the Financial Research Institute of the People’s Bank of China held an expert seminar on related issues in the financial field, attended by Lu Lei, member of the Party Committee and vice president of the People’s Bank of China.
Lu Lei pointed out that the Central Financial Work Conference clearly put forward the goal of "accelerating the construction of a financial power", emphasized the promotion of high-quality financial development in China, and provided strong support for comprehensively promoting the construction of a powerful country and the great cause of national rejuvenation with Chinese modernization. The People’s Bank of China has always attached great importance to theoretical research, giving full play to the wisdom of experts and scholars, and sincerely hopes that the experts attending the meeting will speak freely and put forward their insights on establishing a modern central banking system, building a scientific and stable financial regulation system, deepening the structural reform of the financial supply side, coordinating financial opening and security, and steadily expanding institutional opening in the financial field.
At the seminar, Zhu Baoliang, Li Daokui, Liu Qiao, Zhang Chengsi, Zhu Ning, Wu Weixing, Wu Ge and Ding Zhijie put forward constructive opinions and suggestions on issues such as unblocking the transmission mechanism of monetary policy, strengthening the coordination between monetary policy and other policies, improving the quality and efficiency of financial services to the real economy, better guiding market expectations, and preventing and resolving financial risks.
Responsible comrades from relevant departments of the People’s Bank of China and the State Administration of Foreign Exchange attended the seminar.
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Tianjin: Deploy the target in stages and promote the construction of financial innovation operation demonstration zone.

  According to 21st century business herald, the reporter noted that the Tianjin Municipal People’s Government issued the "Proposal on Further Promoting the Construction of Financial Innovation Operation Demonstration Zone" on January 8. The plan points out the overall goal of the future in three time periods: in the next three years, it will continue to maintain the leading position in the financial leasing and commercial factoring industries in China, and at the same time create a number of financial agglomeration symbol areas with themes and characteristics. In the next five years, the added value of the financial industry will account for about 15% of the regional GDP, and the overall asset scale of leasing will reach 2.7 trillion yuan. The scale of leasing and disposal of aircraft, international shipping vessels and offshore platforms will remain above 80% in the whole country, and the total assets and factoring financing balance of the commercial factoring industry will remain the first in the country. In 2035, a world-class national leasing innovation demonstration zone and a national commercial factoring capital will be built in an all-round way, which will provide a practical sample for China’s characteristic financial development.

The high temperature weather in Jiangnan and South China continues, and there are thunderstorms in Inner Mongolia and Jilin.

  Beijing, July 24 (Xinhua) According to the website of the Central Meteorological Observatory, in the next 10 days, the high temperature range in the southern region will be large and last for a long time; Jianghan, Jianghuai, Jiangnan, South China and other places continue to have hot weather, with the highest temperature in Zhejiang, Fujian, Jiangxi, Anhui, Jiangsu and other places reaching above 40℃. From 24th to 25th, there were thunderstorms in eastern Inner Mongolia, Jilin, Liaoning, Shanxi, Hebei and other places. In some areas, there were moderate to heavy rains, local heavy rains accompanied by short-term heavy precipitation, and local strong convective weather such as thunderstorms, strong winds or hail.

  Jiangnan South China and other placesHigh temperature weatherlast

  In the next 10 days, the high temperature range in the southern region will be large and last for a long time; Jianghan, Jianghuai, Jiangnan, South China and other places continue to have high temperature weather, with the highest temperature in Zhejiang, Fujian, Jiangxi, Anhui, Jiangsu and other places reaching above 40 C; Staged high temperature weather will also occur in Beijing-Tianjin-Hebei, Henan, Shaanxi and Sichuan Basin.

  Central Meteorological Observatory at 06: 00 on July 24Continue to issue high-temperature orange warning. It is estimated that there will be high temperature of 35℃ and above in Zhejiang, Fujian, Jiangxi, Hunan, Guangdong, Guangxi, eastern Guizhou, Shanghai, western Inner Mongolia, southern Xinjiang basin, western Gansu, southern Beijing and central and southern Hebei during the daytime on July 24th, among which the highest temperature in central and southern Zhejiang, Fujian, most of Jiangxi, most of Hunan, central and eastern Guangdong, northwestern Guangxi and southern Xinjiang basin is 37℃.

  National Forecast Map of High Temperature Falling Area (July 24, 08: 00 -20: 00)

  There are thunderstorms in Inner Mongolia, Jilin and Liaoning.

  From 24th to 25th, there were thunderstorms in eastern Inner Mongolia, Jilin, Liaoning, Shanxi, Hebei and other places. In some areas, there were moderate to heavy rains, local heavy rains accompanied by short-term heavy precipitation, and local strong convective weather such as thunderstorms, strong winds or hail.

  From 26th to 28th, there will be a moderate rain in the eastern part of Northwest China, North China, Huanghuai, Northeast China, Sichuan Basin, western Hubei and Guizhou, with heavy rain and local rainstorm in some areas.

  Specific forecast for the next three days

  From 08: 00 on July 24th to 08: 00 on July 25th,Xinjiang has moderate to moderate rain in some areas along the Tianshan Mountains, eastern Gansu, north-central Shaanxi, eastern Inner Mongolia, northern Liaoning, Jilin, central and eastern Heilongjiang, western Shanxi, northern Hebei, southern Hubei, southern Anhui, northern Zhejiang, southern Sichuan, central and southern Chongqing, most of Yunnan and southern Tibet, and heavy rain in some areas in eastern Jilin and western Yunnan. There are 4-5 winds in parts of central Inner Mongolia and other places.

  National Precipitation Forecast Chart (08: 00 on July 24th to 08: 00 on July 25th)

  From 08: 00 on July 25th to 08: 00 on July 26th,There are small to moderate rains in parts of central and eastern Inner Mongolia, north-central Liaoning, most of Jilin, southern Heilongjiang, Shanxi, central and western Hebei, Beijing, Henan, western and northern Hubei, western Anhui, Shanghai, Zhejiang, eastern and western Sichuan, central and western Yunnan, southern and eastern Tibet and Taiwan Province Island, among which there is heavy rain (25-40mm) in parts of southern Henan. There are 4 ~ 6 winds in parts of central and western Inner Mongolia and eastern Xinjiang.

  National Precipitation Forecast Chart (08: 00 on July 25th to 08: 00 on July 26th)

  From 08: 00 on July 26th to 08: 00 on July 27th,There are moderate to heavy rains in parts of central Gansu, south-central Shaanxi, central and eastern Inner Mongolia, northern North China, southern Huanghuai, eastern Jianghuai, eastern Sichuan and western Chongqing, among which there are heavy rains (50-70 mm) in southern Huanghuai and other places. There are 4 ~ 6 winds in parts of central and western Inner Mongolia.

  National Precipitation Forecast Chart (08: 00 on July 26th to 08: 00 on July 27th)

How can the night economic nightlife be "more exciting"?

"2020 Wenlv Market Hangzhou Wonderful Night". Photo courtesy of Hangzhou Culture, Radio, Film and Television Tourism Bureau
Zhongxin. com, Hangzhou, June 11 th Question: How can the night economy nightlife be "more exciting"?
Author Wang’s topic
A few days ago, the Wulin Night Market in Hangzhou, Zhejiang Province reopened after more than two months’ absence, and the 24-hour museum also opened in Hangzhou, Zhejiang Province. "2022 Wenlv Market Song Yun Hangzhou Wonderful Night" will also be held in the near future. Hangzhou is promoting the development of night economy through night markets, night tours and other night modes.
As an important part of urban economy, the prosperity of night economy is regarded as a barometer of the openness, convenience and activity of urban economy.
In the "14th Five-Year Plan" published in various parts of China, night economy is regarded as an important indicator to measure the quality of life, consumption level and soft investment environment of the city, and it has become an important content to stimulate economic development.
"2020 Wenlv Market Hangzhou Wonderful Night" event site. Photo courtesy of Hangzhou Culture, Radio, Film and Television Tourism Bureau
How is the development of night economy in various places? This can be seen from the list of the top ten cities with night economic influence in China in 2021.
According to the list, Chongqing, Changsha, Qingdao, Chengdu, Shanghai, Beijing, Wuhan, Shenzhen, Guangzhou and Tianjin are on the list.
Take Chongqing as an example, which ranks first in the city with night economic influence for three consecutive years. In recent years, Chongqing has been building a "city that never sleeps with Chongqing flavor and international norms", supporting and upgrading the development of night economy in terms of functional support, policy support and optimization of business environment. Up to now, the city’s night culture and tourism consumption take the gathering area as the position, and has formed a rich product system of "seven nights" such as "night tour, night scene, night show, night reading, night market, night entertainment and night maintenance".
As a famous tourist city, Hangzhou did not appear in the list of the top ten cities with night economic influence in China. Jia Yunfeng, an expert of the United Nations World Tourism Organization, analyzed that Hangzhou lacks the "online celebrity temperament" of the night economy of Chongqing and Changsha, and the differences are not enough.
However, Hangzhou has also made frequent efforts in recent years.
In August 2020, Hangzhou held the first "2020 Cultural Travel Market Hangzhou Wonderful Night" activity, which attracted 118,000 tourists and boosted consumption by 30.08 million RMB, and became one of the innovative measures to promote the economic development in Hangzhou during the cultural travel war.
The home event of "2022 Wenlv Market Song Yun Hangzhou Wonderful Night" will be held along the West Lake in the near future, with the deep expression and innovative interpretation of Song Yun culture as the core.
Lee Hung, an expert in Zhejiang culture and tourism think tank and former director of Hangzhou Tourism Committee, believes that the development of night economy should first do a good job of "fireworks" return. For example, when a city builds a complex and a commercial block, it should leave enough public space and moderately tolerate people’s spontaneous creation of an atmosphere of leisure and entertainment, such as setting up stalls.
Citizen tourists participate in the "2020 Cultural Travel Market Hangzhou Wonderful Night" activity. Photo courtesy of Hangzhou Culture, Radio, Film and Television Tourism Bureau
"The people have created an atmosphere of self-entertainment, and businesses will naturally follow. After a certain heat is formed, foreign tourists will follow. " Lee Hung said.
Jia Yunfeng believes that at night, people’s physiological state and psychological state will change greatly, which is completely different from the expectations and expectations during the day.
Therefore, he suggested that we should create a feeling of walking in a dream for citizens and tourists in building the consumption of cultural tourism at night. For example, the super block plan of Barcelona, a famous tourist city in Spain, is that every street in the old city is designed with completely different contents, and tourists’ behavior is added. Many tourists participate in the interaction and design, which drives the rapid development of the place and forms a tourist behavior that tourists participate in, like dreaming, and truly realizes "the more wonderful the night is." (End)
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China Film: The net purchase of financing is 2,178,200 yuan, and the balance of financing is 478 million yuan (12.

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China film margin information shows that on December 18, 2023, the net purchase of financing was 2,178,200 yuan; The financing balance was 478 million yuan, an increase of 0.46% over the previous day.

In terms of financing, on the same day, financing bought 13.818 million yuan, financing repaid 11.6398 million yuan, and financing net bought 2.1782 million yuan. In terms of securities lending, 44,300 shares were sold, 51,000 shares were repaid, the margin of securities lending was 267,300 shares, and the balance of securities lending was 3,402,700 yuan. The balance of margin financing and securities lending totaled 481 million yuan.

Disclaimer: This article is based on big data production, for reference only, and does not constitute any investment advice. Therefore, the operation risk is at your own risk.

What should the ideal old age life be like? I read 50 books throughout the year, which is the best condition.

Image source: Red Net Moment
No matter the wind and rain, or the heat and cold, it will not affect my driving to the library in Zhuzhou Cultural Park to borrow books. As the year is approaching, I have insisted on borrowing 5 books every month, and I have read more than 50 books throughout the year, which is very gratifying!
It can be said that reading has changed my belief for the rest of my life, enriched my brain and enriched my spiritual life. I am glad that I have a book as my companion and I have chosen a different poetic vision for the elderly. That is, I can read a book when I have nothing to do, read a few poems when I am anxious, and extract a few good articles when necessary to broaden and release my mind!
Therefore, I won’t participate too much in some organizations and associations. What seems to be a happy time will actually affect my normal work and rest. There are always some designated tasks that must be completed, which is not up to you. Everyone has their own self-motivated and so-called unyielding.
Go your own way and be happy for the rest of your life! This may be my orientation of wanting to live a quiet life in my later years. In the remaining years, there is a contented little study room with green mountains and green waters, writing poems, traveling and taking care of grandchildren, and you will be satisfied with food and clothing!
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